We do not accept carrier money, affiliate commissions, or lead-gen revenue. We rated all 34 RILA products in our universe; these lists are the top 5 each, generated directly from those grades. The full methodology is open at /methodology.
Top 5 contracts by expected wealth built over the standardized 30-year horizon — the buyer who can tolerate a buffer breach in exchange for upside.
See the list →Top 5 contracts by the dollar value of their downside floor — for the buyer who prioritises the guarantee over the upside.
See the list →Top 5 contracts by composite score — net value, surrender flexibility, insurer credit, and behavioural fairness combined.
See the list →